Employment Practices Liability Insurance

From the moment you begin the pre-hiring process until the exit interview, you are vulnerable for an employment related claim. As a result, your business should take a hard look at whether it can afford to
defend itself against alleged wrongful employment practices accusations.

If not, there is an insurance solution called Employment Practices Liability Insurance (EPLI) that protects against employment related claims, including wrongful termination, discrimination or sexual harassment from your current, prospective or former employees.

This cover applies to directors, officers and employees, and sometimes extends to third party liabilities.

Why Choose EPLI?


According to researchers, 3 out of 5 employers will be sued by a prospective, current or former employee while they are in business.

Although many suits are baseless, defending against them is costly.

EPLI provides protection from the following wrongful employment practices, including:

  • Working time directives
  • Discrimination )race, gender, religious belief, age, disability, etc)
  • Equal pay
  • Unauthorised deductions
  • Actual or alleged wrongful dismissal, discharge or termination
  • Employment-related misrepresentation
  • Employment-related libel, slander, humiliation, defamation or invasion of privacy
  • Wrongful failure to employ or promote
  • Wrongful deprivation of a career opportunity, wrongful demotion or negligent evaluation
  • Wrongful discipline
  • Misuse of personal data
  • Breach of employment contracts
  • Breach of employment legislation

Many policies offer these inclusions and add-ons:

  • Consultation, HR assistance and other risk management consultative services.
  • Cover for defence costs outside the policy limits (for qualifying risks).
  • Third party liability cover (for qualifying risks).
  • Volunteer workers can be added as additional insureds.
  • Extended reporting periods may be added.

Portal Broking Group: Your Cover Expert

To learn more about EPLI and how Portal Broking Group can help protect your business, get in touch today on 01829 706436, or fill out the form below.

Contact Us

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Ben HyslopBen Hyslop
09:41 06 Mar 23
I can highly recommend Janet and the team at Portal. They already look after one of my businesses and have recently quoted for the renewal of H21 Safety.Janet is always on hand to answer questions in a friendly and professional manner offering that personal touch that SME's require to make sure they are accurately covered.Portal will be our first port of call for all our insurance needs.
Rod GaltonRod Galton
09:59 28 Feb 23
Friendly, efficient and to the point.
Martin WilliamsonMartin Williamson
11:27 02 Dec 22
I contacted Louise Graham of Portal Broking Group for various insurances for my businesses. After reviewing the existing cover, they came up with alternative sources that saved me over £500 on the renewal costs (about 20%). One of those covers was renewed within 3 hours of my initial enquiry!Louise and her colleagues are very knowledgeable of the insurance requirements for defined sectors and I would wholeheartedly recommend you speak with them before your next renewal!
Sean O'SullivanSean O'Sullivan
17:02 03 Oct 22
I would definitely recommend Potal Broking Group & especially Jason Munnelly.Very professional service, fast response to emails and calls plus the cheapest fleet insurance I found.When my public liability insurance is up for renewal I will definitely be using these again.
Helen HynesHelen Hynes
14:55 22 Sep 22
The team at Portal are friendly, helpful and experts in their field.They have assisted me with various insurance products both simple and low value to complex higher value products.Janet goes out of her way to offer advise/solutions and when appropriate recommend policies that provide great levels of cover at a competitive rate.Highly recommend.