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Commercial property insurance that protects your premises

Specialist cover for buildings, contents, and rental income. Protecting your commercial property against damage, disruption, and loss.

We help you insure your business premises properly, with tailored protection for shops, offices, industrial units, and unoccupied properties.

We understand your business needs

And can provide cover to protect it.

What does commercial property insurance cover?

Typically, it covers the building itself, plus optional cover for contents, fixtures, accidental damage, loss of rent, and legal expenses.

What happens if I underestimate the rebuild value?

You may be underinsured. This could reduce your claim payout. Always insure for full rebuild costs, not market value.

Will it cover floods and storms?

Most policies include storm and flood damage, though high-risk areas may carry conditions or exclusions. We always explain any limitations clearly.

Can I insure an unoccupied commercial property?

Yes. Though premiums may be higher, cover is available. Policies often include conditions like regular inspections or boarded access.

Do I need separate policies for each property?

Not always. If you own multiple properties, we can combine them into one portfolio policy—simplifying cover and reducing cost.

Care For Your Business

We take time to understand your business, offering advice and protection that supports long-term security and operational confidence.

Our Experience

With decades of industry knowledge, our expert team delivers tailored insurance solutions that reflect real risks across every sector.

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Why we’re different

We take a strategic view of property risk, helping landlords and business owners avoid gaps in cover and unnecessary costs.

Attention to Detail

From rebuild values to tenant risk, we work through every detail to make sure your insurance reflects true property exposure.

Experienced

Our team has decades of experience arranging specialist property cover, from single sites to complex, multi-location commercial portfolios.