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Commercial property insurance that protects your premises

Specialist cover for buildings, contents, and rental income. Providing protection towards your commercial property against damage, disruption, and loss.

We can help to insure your business premises with tailored protection for shops, offices, industrial units, and unoccupied properties.

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Heather Broadhurst profile picture
Heather Broadhurst
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I have used Portal Broking Group for my business and car insurance so far and can honestly say I am thrilled with the service. Everything has been explained in full to me and it is clear that they search for the best deals. Any questions I have had have been answered thoroughly and honestly and I know the advice I have been given has been right for me and my business. Would highly recommend.
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Claire Hanmer profile picture
Claire Hanmer
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Louise has been ever so helpful with the insurance any queries or changes needed shes very quick at responding and resolving my queries. excellent service
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Ms Shirly Whirly profile picture
Ms Shirly Whirly
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Responded quickly and communicated well. Thank you Louise for your help!
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Bex Widdowson profile picture
Bex Widdowson
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I reached out to Jason for help with my business insurance. He walked me through the entire process, ensuring I understood every step. Jason highlighted situations where my coverage might need to change as my business evolves, providing invaluable foresight and peace of mind. Thanks to Jason, this once-confusing task was taken off my list. I feel secure knowing that both I and my business are well-covered
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Joanne Wright profile picture
Joanne Wright
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Portal Broking Group recently helped with the renewal of all my business insurances, the process was simple, a competitive quote was provided and policy documents received promptly. Can not recommend them enough.
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AAJ Construction profile picture
AAJ Construction
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Fantastic service received from Jason whilst we were seeking property insurance. Very responsive and was extremely competitive on the prices. Jason went above and beyond to ensure we received the best possible cover.
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Ryan McCandless profile picture
Ryan McCandless
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A professional and hassle-free experience with cover that is perfect for my business! Thank you Portal!
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Gill Fox profile picture
Gill Fox
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Janet and Jason have been tremendous in helping me find the right insurances for our business. Janet has worked with me for a number of months making sure we get it right where a new type of insurance was required. Janet held my hand through the paperwork and took all of the headache away. Having previously used a large broker I am thrilled to have the personal touch from Portal Broking where I know I am going to speak to the same person and get answers with little to no delay. I have no hesitation in recommending Portal Broking Group for your insurance needs.
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Vivek Sharma profile picture
Vivek Sharma
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Outstanding service! The team at Portal Broking Group was knowledgeable, responsive, and made the process easy. Competitive rates and exceptional guidance. Highly recommend for all liability insurance needs!

We understand your business needs

And can provide cover to protect it.

What does commercial property insurance cover?

Typically, it covers the building itself, plus optional cover for contents, fixtures, accidental damage, loss of rent, and legal expenses.

What happens if I underestimate the rebuild value?

You may be underinsured. This could reduce your claim payout. Always insure for full rebuild costs, not market value.

Will it cover floods and storms?

Most policies include storm and flood damage, though high-risk areas may carry conditions or exclusions. We always explain any limitations clearly.

Can I insure an unoccupied commercial property?

Yes. Though premiums may be higher, cover is available. Policies often include conditions like regular inspections or boarded access.

Do I need separate policies for each property?

Not always. If you own multiple properties, we can combine them into one portfolio policy—simplifying cover and reducing cost.

Care For Your Business

We take time to understand your business, offering advice and protection that supports long-term security and operational confidence.

Our Experience

With decades of industry knowledge, our expert team delivers tailored insurance solutions that reflect real risks across every sector.

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Why we’re different

We take a strategic view of property risk, helping landlords and business owners avoid gaps in cover and unnecessary costs.

Attention to Detail

From rebuild values to tenant risk, we work through every detail to make sure your insurance reflects true property exposure.

Experienced

Our team has decades of experience arranging specialist property cover, from single sites to complex, multi-location commercial portfolios.